Live rate guidance updated weekly from Freddie Mac PMMS data. Call Arturo for a personalized live quote — your actual rate depends on your credit and loan profile.
These 4 factors have the biggest impact on your personal interest rate.
740+ typically gets the best rates. Each 20-point drop can add 0.25–0.5% to your rate.
20%+ down = no PMI and often better rates. Higher equity = lower risk = lower rate.
Primary residence rates are lowest. Investment properties typically add 0.5–0.75%. Condos may add 0.125–0.25%.
Conforming loans (≤$806,500) typically have better rates than jumbo loans. Very small loans may also have higher rates.
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