Mortgage Tools

Today's Mortgage Rates

Live rate guidance updated weekly from Freddie Mac PMMS data. Call Arturo for a personalized live quote — your actual rate depends on your credit and loan profile.

Updated: —
Rate Disclaimer: Rates shown are weekly national averages from the Freddie Mac Primary Mortgage Market Survey (PMMS) as a reference point. Your actual rate will vary based on credit score, loan-to-value, property type, loan amount, and other factors. FHA and VA rates shown are approximate market estimates. Contact Arturo for a personalized rate quote — NMLS# 819382.

What Affects Your Rate?

These 4 factors have the biggest impact on your personal interest rate.

Credit Score

740+ typically gets the best rates. Each 20-point drop can add 0.25–0.5% to your rate.

Down Payment / LTV

20%+ down = no PMI and often better rates. Higher equity = lower risk = lower rate.

Property Type

Primary residence rates are lowest. Investment properties typically add 0.5–0.75%. Condos may add 0.125–0.25%.

Loan Size

Conforming loans (≤$806,500) typically have better rates than jumbo loans. Very small loans may also have higher rates.

🔔 Rate Alert — Get Notified When Rates Drop

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 You're set! We'll reach out when rates hit your target. Arturo may also reach out to discuss your situation.