Mortgage Tools

Mortgage Calculator

Estimate your monthly payment, see how much goes to principal vs. interest, and discover how extra payments can save you thousands.

= $90,000
⚠️ PMI applies — With less than 20% down, lenders typically require Private Mortgage Insurance (~0.5–1.5% of loan/year). Estimated PMI: $0/mo. Drops off when you reach 20% equity.
Monthly Payment
Principal + Interest
Total Monthly (PITI)
incl. Tax + Insurance + PMI
Loan Amount
after down payment
Total Interest
over life of loan
Total Cost
principal + interest
Payoff Date
without extra payments

Extra Monthly Payment

Interest Saved
Months Saved
New Payoff Date

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